FDIC-Insured - Backed by the full faith and credit of the U.S. Government
- Free checking that pays you back
- 4.00% cash back on debit card purchases each month you qualify^
- No category restrictions on purchases
- Cash back earned on up to $250 in purchases monthly
- Earn up to $120 cash back per year, $10 per month maximum
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly) each month you qualify^
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Link to free Kasasa Saver® to build savings automatically
- No minimum balance to earn rewards
- No monthly maintenance fees
- $100 minimum deposit to open
Reward Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 1 direct deposit, ACH credit, or ACH payment transaction
- At least a combined total of 12 debit card purchases
- Be enrolled in online banking and agree to receive eStatements
If you don’t meet these qualifications, don’t worry — your account is still free. And you can get right back to earning your cash rewards the next cycle you qualify.
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Free checking that earns high interest
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6.00% APY* on daily balances up to $10,000 each month you qualify
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0.25% APY* on daily balances over $10,000, resulting in a range from 6.00% to 0.77% APY depending on the daily balance in account* each month you qualify
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0.05% APY* if qualifications aren't met
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Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)* each month you qualify
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Link to free Kasasa Saver® to build savings automatically
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No minimum balance to earn rewards
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No monthly maintenance fees
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$100 minimum deposit to open
Reward Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 1 direct deposit, ACH credit, or ACH payment transaction
- At least a combined total of 12 debit card purchases
- Be enrolled in online banking and agree to receive eStatements
If you don’t meet these qualifications, don’t worry — your account is still free. You’ll still earn our base rate. And you can start earning your full rewards the next cycle you qualify.
Click below to read the disclaimers.
Save money the easy way. Kasasa Saver turns your Kasasa® checking rewards into savings — automatically. Just link Kasasa Cash Back® or Kasasa Cash® to this free account that earns a high interest rate. And you’ll never have to worry about monthly maintenance fees or minimum balance requirements.
Features Include:
- Free account that builds your savings effortlessly
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Links to free Kasasa Cash or Kasasa Cash Back checking
- Automatic transfers of Kasasa Cash Back or Kasasa Cash earnings
- 1.00% APY‡ on daily balances up to $15,000 each month you qualify
- 0.25% APY‡ on daily balances over $15,000, resulting in a range from 1.00% to 0.35% APY depending on the daily balance in account‡ each month you qualify
- 0.05% APY‡ if qualifications are not met in Kasasa Cash Back
- No minimum balance to earn (APY) Annual Percentage Yield
- No monthly maintenance fees
- $50 minimum deposit to open
Reward Qualifications
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 1 direct deposit, ACH credit, or ACH payment transaction
- At least a combined total of 12 debit card purchases
- Be enrolled in online banking and agree to receive eStatements
If you don’t meet these qualifications, your accounts are still free. You’ll still earn our base rate on Kasasa Saver. And you can start earning your full rewards the next cycle you qualify.
Click below to read the disclaimer.
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